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Michael Freedman


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I founded BpH Wealth in 1984, it was then known as Bruce & Partners Harpenden:

I wanted to run a firm which gives security to all involved, be they clients or staff. This has manifested itself by working with many clients since the mid 80s and seeing them through the turns of the wheel of life. Today, many are good friends.

I am passionate about ensuring that our business is run to the highest ethical standards to provide clients with appropriate and realistic advice. Doing the right thing for clients is best for them and best for BpH Wealth, leading to confidence for the clients about their financial affairs.

I am also passionate about providing a secure workplace for our staff; building their confidence and job satisfaction. Almost half of our team members have been with us since the mid 1980’s. We have grown up together.

I aim to achieve the highest industry qualifications which leads to the best working practices. This has led to me being one of the very first batch of graduates to receive Chartered Financial planner status, and our firm to be one of the first to receive the ‘Chartered Financial Planners’ accreditation when it was introduced in 2008. More recently, in 2015, we became the first UK financial advice firm to be certified by the Centre for Fiduciary Excellence.


Chartered Accountant FCA
Chartered Financial Planner
Fellow of the Personal Finance Society

In my spare time:

I am a keen family man. I love gardens and gardening, and was a beekeeper for 30 years. I also enjoy sport, especially cricket and rugby.